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Credit used up already

Can someone just point me in the right direction? Switched on the 18th May from a bill pay to pre-pay. Topped up by €20 on that day and already out of credit. I still have texts, data etc (couldn't get any internet usage though) spare so is it the calls?
Guy in shop just handed me the sim and I never asked about non-three calls. Doesn't seem to come up oh my three account.
It's probably something stupid I'm missing but if anyone could tell me what to avoid doing so I won't burn through so much credit.
Cheers
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Re: Credit used up already

Hi there, could you send me on your number, address and date of birth in a PM and I'll have a look at your account. Here's a link to everything included in your plan http://bit.ly/2gssv6v 

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